$1,046 a year lower premium
“The Hurricane Safety Program guided me through getting a new shingle roof and helped me review my insurance options. They handled the permits, inspections, and installation.”
Kim Heskey · Fort Lauderdale
New shingle roof
YOUR HOME. YOUR NEXT STEP.
Know what you're getting.
Move forward
with confidence.
Your products, the work behind them and the licensed contractor assigned to your area, all in one place. When you're ready, book a follow-up and we'll go over everything together.
HOW THE PROGRAM WORKS
From assessment
to inspection report.
Thirty seconds on what happens, in order. Your written proposal sets the details for your home.
The video is on its way. The transcript below and the steps beside it cover everything it shows.
Read the video transcript
Step 1. Book a free home assessment. Pick a day and time. We come to you. About two hours at your home.
Step 2. Choose your improvement. Your advisor walks you through what your home needs, and you approve a written plan.
Step 3. We get the work done. Agreement, permit, installation and final inspection, tracked step by step.
Step 4. Your inspection report, ready for your insurer. Your written proposal lists which inspection reports are included, such as a wind mitigation report. You download the report and share it with your insurance company.
Step 5. Your insurer decides any credits. They review the report and tell you which credits, if any, your home qualifies for.
Book your free home assessment. Hurricane Safety Program is not a government agency and is not affiliated with the My Safe Florida Home program.
- 1
Book a free assessmentAbout two hours at your home.
- 2
Choose your improvementA written plan you approve.
- 3
We do the workPermit, install and final inspection.
- 4
Get your inspection reportIncluded reports are listed in your proposal.
- 5
Your insurer decidesAny credits are up to your insurance company.
SEE A REAL INSTALLATION
New roof + impact windows & doors: before and after.
Videos show real HSP projects. Your written proposal sets the products and scope for your home.
WHAT YOU'RE GETTING
Your upgrade,
explained.
A substantial investment deserves more than a product name. Choose the service in your proposal to see the parts, choices and installation details to review.
Which service did we discuss?
Choose a service below.
Select a service to see what makes up the work. For a package with several services, review each one against your written proposal.
PICTURE YOUR FINISHED PROJECT
What the work delivers.
Your choices before ordering
Items to price separately or include explicitly
Your proposal sets the included work and price. Use these details to check that every part of your project is accounted for.
READ YOUR SPEC SHEETThese details
These details
define the product.
Match this checklist to the product schedule in your proposal. The selected manufacturer, model and configuration make the difference.
Product illustrations explain features. Your written proposal identifies your actual selections.
EVERY COMPLETE WRITTEN SCOPE COVERS
Before the work
Final measurements, product selection, permit responsibility, engineering where required, and an agreed schedule.
During installation
Removal, disposal, site protection, installation, finishing and cleanup, with allowances and exclusions spelled out.
At completion
Applicable inspections, a walkthrough, product care, written warranties and any reports included in your scope.
What if something changes?
Concealed damage, structural repairs or a changed selection can affect scope and price. Have the change, cost and timing documented before approving additional work. Compare proposals line by line using the same products and responsibilities.
HOMEOWNER STORIES
Florida homeowners
who took the step.
Real homeowners, their upgrades and the premium change shown on their own insurance declaration pages.
$2,246 a year lower premium
“I didn’t know where to begin with my roof, but the Hurricane Safety Program took care of everything. From the tear-off to the final inspection, they handled it all.”
Mammie Ivey · Miami
New flat roof
$3,039 a year lower premium
“The Hurricane Safety Program handled everything from permits to installation — I didn’t have to worry about a thing.”
Abey Adams · Fort Lauderdale
Metal roof, fiberglass doors, storm panels
$1,486 a year lower premium
“I had been putting off making these upgrades for years, but the Hurricane Safety Program made it so simple. They handled all the permits and installation.”
Ronald Richardson · Riverview
Windows, doors and garage door
$1,614 a year lower premium
“The Hurricane Safety Program made the whole experience so smooth. I only wish I had done it sooner.”
Lucille Daniels · Tampa
Impact doors, a window and accordion shutters
$3,314 a year lower premium
“The Hurricane Safety Program made the whole process so easy — they handled everything for me, and now I feel so much better knowing my home is protected going into hurricane season.”
Renay Julmisses · Fort Lauderdale
Roof replacement
Results are not typical. Across our published homeowner stories, premium reductions range from 17% to 78%, with a median of 36%. Many of these homeowners also changed insurance carriers. Your result depends on your insurer, your home and your own wind mitigation inspection. Your insurer decides any credit.
YOUR CONTRACTOR
Licensed, insured
and accountable.
US Upgrades LLC, doing business as State Upgrades, is the licensed contractor assigned to your area to do the work. Match the contractor in your agreement to the license and coverage below.
CGC1533731
US Upgrades LLC
Jose Miguel Garcia
Certified General Contractor
Insurance documentation
US Upgrades LLC dba State Upgrades.
Download general liability certificate ↓PDF · October 9, 2026 certificateDownload workers’ compensation certificate ↓PDF · September 23, 2026 certificateThe workers’ compensation certificate covers leased employees, not subcontractors. The separate general liability certificate lists its policy dates and limits; policy terms and endorsements govern. The insurer confirms current coverage.
Request project-specific coverage documents ↗Two warranties. Keep both.
Manufacturer warranty covers the product under its written terms. Example on file: ECO EcoGuard windows and doors, if that line is in your proposal.
Download ECO manufacturer warranty ↓Workmanship certificate covers the installation and is issued for your address, scope and agreed term at completion.
The license and insurance PDFs are original documents on file. A certificate lists coverage at issuance; the insurer confirms current coverage. Document review: October 15, 2026.
PAYMENT OPTIONS
Financing,
explained in your follow-up.
We'll go over the options for your project together. You choose the payment plan that fits your budget.
01
See your available options
Availability and approval depend on the provider, your project and its requirements.
02
Compare the whole payment plan
Review APR, term, fees, payment amount and total repayment. Keep possible insurance or energy savings separate.
03
Choose your next step
If the payment feels tight, we can talk about priorities or phasing the work. You can also use your own financing.
Prefer email? Email us about financing. Never send card, bank or Social Security numbers by email.
What about credit checks, approval and PACE?
Read your provider's current disclosure before submitting. Prequalification and a full application can use different credit inquiries; prequalification does not guarantee approval or authorize installation.
PACE is repaid as an assessment through the property tax bill and is secured by a lien. Ask the provider about fees, escrow changes, repayment and what happens when you sell or refinance. Program and property eligibility must be confirmed. PACE repayment and lien information ↗
HSP and State Upgrades are not lenders. The financing provider sets its terms and makes the approval decision. See how the program works ↗
THE QUESTIONS HOMEOWNERS ASK US
A few answers
before your next step.
Start with the common questions below. Search the full library when you want more detail.
No matching questions.
Try a shorter phrase or reset the filters. We can help with anything specific to your project.
DOWNLOADS
Take the details
with you.
Your service guide, company documents and a planning checklist.
Choose a service to get the matching guide.
Your service guide
What the finished work delivers, product specifications, installation details, decisions and handover checklist.
Choose your service ↑Company documents
Contractor license, general liability certificate and workers’ compensation certificate, with a cover explaining dates and coverage scope.
Download company documents ↓Browse guides for all 12 services
Records you'll receive for your own home
Proposal & product schedule
Your quantities, locations, exact models, finishes, price, included work and exclusions. Sent in your project communication.
Selected-product files
The matching product data, applicable approvals and installation details after models and configurations are selected.
Warranty & care
Written manufacturer and workmanship terms, registration requirements and the service contact.
Closeout records
Applicable final inspections, completed punch list and any additional reports included in your proposal.
These come from your advisor, the selected manufacturer and the installation team. Request your project documents ↗
Independent product and Florida reference resources
- Florida Product Approval search ↗
- NFRC window types and parts ↗
- Florida wind mitigation and insurance guidance ↗
- Florida home preparedness guidance ↗
Your contractor and local authority confirm project requirements. Your insurer determines any policy change.
Missing a detail you need? Tell us ↗
YOUR NEXT STEP
Book your follow-up.
Review your selections, the written scope and your payment options. Bring anyone who helps you decide.
PICK A TIME THAT WORKS
Choose your follow-up time.
Pick an available time on our booking page. Our team confirms your appointment.
Book my follow-up ↗Prefer to call? 888-369-4536